Free travel currency converter

A free live currency converter for the 17 currencies we actually used across 20 countries — from yen and won to lek, leu and forint. No sign-up, no app, no account: convert anything, swap direction, and see instantly what your money is worth before you change it.

Rates observed 2026-10-31. See our money and tipping guides for what things actually cost on the ground.

What each country uses

The rate you see is not the rate you get

Everything on this page is a mid-market rate — the midpoint between the buy and sell price on the wholesale market, and the rate you'll see quoted in news reports. Nobody sells you currency at it. A good travel card typically lands 1–3% away from it; an airport kiosk can be 10% or worse, and the board outside will often advertise "no commission" while pricing the margin into the rate itself.

The single most expensive habit is accepting dynamic currency conversion: when a card terminal or ATM offers to charge you in your home currency, it is applying its own rate plus a margin. Always choose the local currency. On a €200 restaurant bill the difference is usually a few euros; over a long trip it is a hotel night.

ATMs add their own layer. In Albania, Morocco and Vietnam, withdrawal fees and low limits mean taking out larger amounts less often beats several small withdrawals — our Albania cash guide and Moroccan dirham guide cover the specifics.

Cash or card, by country

Japan and Morocco are still heavily cash-based — many restaurants, temples and small shops take no cards at all. Albania is increasingly card-friendly in Tirana but cash elsewhere. Australia, New Zealand, South Korea and most of Western Europe run on cards, sometimes to the point that a cash-only business is unusual. Vietnam and Thailand sit in between: cards in hotels and malls, cash in markets and at street food stalls.